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Self Build is a Real Alternative

Twenty thousand residents of the United Kingdom self build their homes every year.  These are citizens who have decided that they did not want to pay a contractor to build a home for them or pay a real estate agent locate a pre-built home that may or may not meet their needs.  How is the construction industry fairing now that so many people are taking on their own home building projects?  Will it really be less expensive to build your house all by yourself than it will be to hire a real estate agent to find a pre-built home or hiring a contractor to do all of the building for you?

The biggest obstacle for a person who has decided to construct her own home depends on just how much experience she has with all of the different tasks that are involved in home construction (like electrics as well as carpentry).  If the self builder is inexperienced then she will run into many problems as she struggles to build a home that is safe and sound as well as functional.  Obviously if the self builder does have the necessary experience she needs to build a safe and functional house and is well versed in local building and electrical codes, then doing the work by herself could end up saving her a large sum of money!

How does a person choose the best location on which to build his or her new home? If you are new to self building, it is probably best to spend some extra money and hire someone to help you figure out which location is best for self building.  This can depend on what kind of lot you want, and it can also depend on local zoning codes.  A professional builder will be able to help you find the land you desire without eating up too much of your building budget. 

Finding funding for a self build project will be challenging.  Lending institutions like to fully understand all areas of a project before they agree to loan money for that project. 

Taking out a mortgage on a piece of property that already exists is easy to understand as is hiring a person who can give the bank a certified budget estimate.  If you are new to self building, ask your bank if it gives out home loans or financing for self build projects.  It might be possible to get a loan that way.  If the bank itself does not offer financing for self build projects, someone there might be able to point you in the direction of the financing you need.

Self building can save the experienced construction and electrics expert quite a bit of time and money when it comes time to find a new home.  It can also be a fun and exciting project for those who enjoy building and electrical projects.


This page has been written with contributions from plumbing and heating engineers from Essex and plumbers from Greenwich. Several of the company's experienced plumbers from Surrey have worked on similar issues as well as some of our qualified plumbers from Golders Green and our Borehamwood Gas Safe engineers.

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